Skip to content
Real Estate Advantage
  • Your Courses
  • Your Orders

Disclosures

Georgia Real Estate Salesperson Exam Disclosures
Time limit: 0

Quiz Summary

0 of 40 Questions completed

Questions:

Information

You have already completed the quiz before. Hence you can not start it again.

Quiz is loading…

You must sign in or sign up to start the quiz.

You must first complete the following:

Results

Quiz complete. Results are being recorded.

Results

0 of 40 Questions answered correctly

Your time:

Time has elapsed

You have reached 0 of 0 point(s), (0)

Earned Point(s): 0 of 0, (0)
0 Essay(s) Pending (Possible Point(s): 0)

Categories

  1. Not categorized 0%
  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15
  16. 16
  17. 17
  18. 18
  19. 19
  20. 20
  21. 21
  22. 22
  23. 23
  24. 24
  25. 25
  26. 26
  27. 27
  28. 28
  29. 29
  30. 30
  31. 31
  32. 32
  33. 33
  34. 34
  35. 35
  36. 36
  37. 37
  38. 38
  39. 39
  40. 40
  1. Current
  2. Review
  3. Answered
  4. Correct
  5. Incorrect
  1. Question 1 of 40
    1. Question

    The Americans with Disabilities Act of 1990 would affect which of the following?

    Correct
    Incorrect
  2. Question 2 of 40
    2. Question

    A real estate agent declines to show a Muslim couple a house in a neighborhood because she feels the area isn’t Muslim-friendly. This is known as what?

    Correct
    Incorrect
  3. Question 3 of 40
    3. Question

    According to HUD standards, which of the following would be an acceptable neighborhood advertisement?

    Correct
    Incorrect
  4. Question 4 of 40
    4. Question

    What is the main purpose of Regulation Z?

    Correct
    Incorrect
  5. Question 5 of 40
    5. Question

    Which of the following would not be considered a finance charge?

    Correct
    Incorrect
  6. Question 6 of 40
    6. Question

    When real estate agents represent the buyer and not the seller of a piece of property, they are engaging in ____.

    Correct
    Incorrect
  7. Question 7 of 40
    7. Question

    If you are representing both the buyer and the seller of a piece of real estate, it’s called ____.

    Correct
    Incorrect
  8. Question 8 of 40
    8. Question

    In a ____, the real estate agent represents only the buyer or the seller of a piece of property.

    Correct
    Incorrect
  9. Question 9 of 40
    9. Question

    ____ is when an individual can be paid for brokering a real estate transaction, yet represent neither the buyer nor the seller.

    Correct
    Incorrect
  10. Question 10 of 40
    10. Question

    Some states have ____ that require agents to disclose who they are representing to the buyers.

    Correct
    Incorrect
  11. Question 11 of 40
    11. Question

    When the agent and the principal agree that the agent will represent the principal, it is called ____.

    Correct
    Incorrect
  12. Question 12 of 40
    12. Question

    When the agent and the principal have not officially agreed that the agent will represent the buyer, but their actions imply this, it is called ____.

    Correct
    Incorrect
  13. Question 13 of 40
    13. Question

    When a principal doesn’t stop an agent from going beyond his or her normal line of duties, this is called ____.

    Correct
    Incorrect
  14. Question 14 of 40
    14. Question

    When an agreement is formed between an agent and a principal after a sale is confirmed, this is called ____.

    Correct
    Incorrect
  15. Question 15 of 40
    15. Question

    When an agent is invested in a project outside his or her agent status, this is called ____.

    Correct
    Incorrect
  16. Question 16 of 40
    16. Question

    When a broker is given the right to collect the commission, no matter who sells a property, this is a(n) ____.

    Correct
    Incorrect
  17. Question 17 of 40
    17. Question

    When a homeowner reserves the right to sell his or her own property, but offers the exclusive right for only one agent, this is a(n) ____.

    Correct
    Incorrect
  18. Question 18 of 40
    18. Question

    When a property owner wishes to use multiple agents to sell a property, this is a(n) ____.

    Correct
    Incorrect
  19. Question 19 of 40
    19. Question

    When a broker is hired to sell a property for a minimum price, then keep anything over that price, this is a(n) ____.

    Correct
    Incorrect
  20. Question 20 of 40
    20. Question

    ____ were put in place to make sure that property buyers’ rights are protected.

    Correct
    Incorrect
  21. Question 21 of 40
    21. Question

    The financed amount is ____.

    Correct
    Incorrect
  22. Question 22 of 40
    22. Question

    Buyers should receive a settlement statement ____.

    Correct
    Incorrect
  23. Question 23 of 40
    23. Question

    The annual percentage rate is ____.

    Correct
    Incorrect
  24. Question 24 of 40
    24. Question

    On a loan with a variable interest rate, the rate is usually tied to ____.

    Correct
    Incorrect
  25. Question 25 of 40
    25. Question

    PITI consists of ____.

    Correct
    Incorrect
  26. Question 26 of 40
    26. Question

    What feature of a loan allows the creditor to initiate a foreclosure?

    Correct
    Incorrect
  27. Question 27 of 40
    27. Question

    In real estate, collateral ____.

    Correct
    Incorrect
  28. Question 28 of 40
    28. Question

    Equitable charges let the lender take ____.

    Correct
    Incorrect
  29. Question 29 of 40
    29. Question

    An assumption policy in a loan document ____.

    Correct
    Incorrect
  30. Question 30 of 40
    30. Question

    A borrower must receive a closing disclosure that includes the loan terms, projected monthly payments, fees, and closing costs ____.

    Correct
    Incorrect
  31. Question 31 of 40
    31. Question

    Lenders must redisclose a loan estimate if the APR is ____.

    Correct
    Incorrect
  32. Question 32 of 40
    32. Question

    Subsequent disclosures may be triggered by ____.

    Correct
    Incorrect
  33. Question 33 of 40
    33. Question

    For borrowers who are refinancing, the right of rescission is ____.

    Correct
    Incorrect
  34. Question 34 of 40
    34. Question

    Which of these does not need to be disclosed to the new borrower before a loan assumption occurs?

    Correct
    Incorrect
  35. Question 35 of 40
    35. Question

    When must a creditor make their disclosures to a new borrower in a loan assumption?

    Correct
    Incorrect
  36. Question 36 of 40
    36. Question

    Who can originate a loan?

    Correct
    Incorrect
  37. Question 37 of 40
    37. Question

    What is the primary purpose of loan disclosures in residential real estate?

    Correct
    Incorrect
  38. Question 38 of 40
    38. Question

    Another name for a creditor is ____.

    Correct
    Incorrect
  39. Question 39 of 40
    39. Question

    Another name for a borrower is ____.

    Correct
    Incorrect
  40. Question 40 of 40
    40. Question

    An amortization schedule ____.

    Correct
    Incorrect
Login
Accessing this course requires a login. Please enter your credentials below!

Lost Your Password?